Allyson Krause, Managing Director of Retirement Plan Services A good benefit package, including a strong company retirement plan, is an increasingly important cornerstone for organizations. In a dynamic talent marketplace, the task of attracting, retaining and motivating employees is key. Organizations that manage their employees’ retirement plan well, help to educate them about their financial future, offer guidance to the complexities of investing, budgeting, and their retirement planning, have a real advantage.
Trust Point has built its legacy through decades of offering the best retirement planning strategies and customized solutions to help individuals, families, businesses, and nonprofits reach their financial targets.
“We are fiduciaries for our clients, legally obligated to act in their best interest and culturally committed to putting their needs first in our investment management approach,” says Allyson Krause, managing director of retirement plan services at Trust Point.
The team focuses on its exceptional service in designing efficient employee retirement benefit plans and providing engaging, informative and exciting education programs for employees about the substantial value of these benefits. The team diligently works to be an advocate for the retirement plan sponsors, or business owners, to help them attract and retain invaluable and talented workforces by helping employees’ feel secure in their financial future with evolving technology and investment solutions.
Various retirement plan metrics such as participation rates, employee deferrals, distributions, and loans taken are annually analyzed at Trust Point, and clients are offered an insightful overview of their 40(k) plans. This transparency enhances trust and accountability, ensuring clients’ financial well-being.
Retirement planning can be a complex and multifaceted endeavor, and Trust Point understands that managing it effectively requires a comprehensive approach. It predominantly works with 401(k) plans, with a focus on smaller to mid-size businesses.
Its approach is deeply rooted in being able to engage with clients personally, a level of interaction that makes a substantial impact. Trust Point offers an inclusive plan solution which streamlines the entire process, from investment management to compliance work, fiduciary responsibility, in-house record keeping, and efficient administration, creating a seamless experience for its clients. This sets Trust Point apart in the industry, allowing it to take a higher level of accountability as a fiduciary, a discretionary trustee, and a dedicated partner in its clients’ retirement plans.
In one instance, the retirement plan team assisted a client dissatisfied with their employees’ low participation rates in the employee retirement plan. Although the organization had many eligible employees, they didn’t perceive the plan as beneficial and didn’t participate. When Trust Point started managing the plan, the participation rates surged from 37 to 77 percent as a direct result of its effective educational programs and engaging kickoff meetings.
We are fiduciaries for our clients, legally obligated to act in their best interest and culturally committed to putting their needs first in our investment management approach
To stay ahead of the curve in the face of rapid technological advancements, Trust Point invests in technology, aligning it with its service-oriented culture. ‘The Trust Point Way’ is the mantra which reflects their organizational culture and core values, where employees are dedicated to doing the right thing, always giving their best, and loving what they do. This culture, built on integrity and passion, sets it apart from other retirement plan providers.
To expand its services to reach even more people, it has built a special division, Emerj360. This division assists in financial education and guides investors in their decision making during life’s most important financial decisions through expert insights on 401(k) optimization and retirement timing. It also offers on-demand resources and tools for comprehensive money management and retirement planning. This allows clients to open investment accounts and IRAs with lower minimums, making its services accessible to a broader range of individuals who want to prepare for the financial future.
Trust Point stands out as a beacon of trust and reliability in the realm of retirement planning, offering a unique blend of technological sophistication and personalized service. Staying committed to its core values and adapting to the changing needs of its clients, it continues to provide exceptional retirement plan services.
Wealth Management That Keeps Complex Decisions Clear
Wealth management conversations rarely stay confined to investments for very long. A retirement transition can trigger estate questions. A business sale may reshape tax planning, charitable giving and family governance at the same time. Assisted living decisions, succession planning and multi-generation wealth transfers often carry financial, legal and emotional implications simultaneously.
That complexity has changed what executives and families expect from wealth management relationships. Portfolio oversight still matters, but many clients already have access to statements, projections and market commentary. The harder task is turning all of that information into decisions that remain workable as circumstances change.
Financial services professionals see this regularly among clients whose wealth sits across retirement accounts, business interests, trusts, investment portfolios and estate structures. Important decisions rarely arrive one at a time. A liquidity event may affect tax exposure. A charitable strategy may influence estate planning. A business transition may reshape retirement timing and family dynamics together.
Disconnected advice can make those situations harder instead of easier. Investment management, estate planning, retirement readiness and succession strategy often move through separate conversations with separate professionals, leaving the client responsible for stitching the plan together afterward. The stronger wealth management firms reduce that fragmentation by connecting planning, implementation and ongoing oversight into a more coordinated process.
Continuity matters because wealth plans are rarely static. Tax laws change. Families evolve. Business conditions shift. Market volatility alters risk tolerance. A planning structure that works well one year may need meaningful adjustment several years later. Clients usually place greater value on advisors who can revisit decisions over time and explain how new developments affect the broader plan rather than treating wealth management as a sequence of isolated recommendations.
Independence also carries more weight as clients scrutinize advisory incentives more carefully. Executives increasingly want transparent fee structures, fiduciary alignment and recommendations that are not shaped primarily by product distribution relationships or outside compensation arrangements. Advice tends to become easier to evaluate when clients understand how the advisor is paid and whether the recommendations reflect the client’s broader financial position rather than a narrow product focus.
Depth of expertise matters for similar reasons. Retirement planning, estate administration, charitable strategy, investment management and business succession each require different forms of technical knowledge, but clients generally do not want to coordinate those conversations independently. The more effective wealth management structures combine relationship oversight with access to specialists who can address tax planning, estate complexity, philanthropic goals and long-term investment policy within the same advisory framework.
Communication often becomes the deciding factor once plans move from paper into real life. Many wealth strategies fail not because the underlying analysis was flawed, but because beneficiaries, trustees, business owners or family members never fully understood the plan or the reasoning behind it. Advisors who create room for education and measured discussion usually help families navigate difficult transitions more effectively, particularly when multiple generations or sensitive financial decisions are involved.
Trust Point reflects that broader approach to wealth management. The firm combines independent fiduciary wealth management with retirement planning, investment management, trust and estate administration, charitable planning, business services, nonprofit support, family office services and 401(k) plan capabilities. Its structure also brings together team-based advisory relationships, internal estate and charitable planning expertise, business succession experience and trust-company administration under one organization.
For clients managing wealth decisions that reach across family, business and long-term legacy planning, that level of coordination can remove a significant amount of complexity from the process.
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